{"id":61793,"date":"2022-10-20T07:33:42","date_gmt":"2022-10-20T00:33:42","guid":{"rendered":"https:\/\/www.nhatot.com\/kinh-nghiem\/?p=61793"},"modified":"2025-08-12T17:36:31","modified_gmt":"2025-08-12T10:36:31","slug":"huong-dan-vay-mua-nha-ngan-hang-vib","status":"publish","type":"post","link":"https:\/\/www.nhatot.com\/kinh-nghiem\/huong-dan-vay-mua-nha-ngan-hang-vib.html","title":{"rendered":"Vay mua nh\u00e0 VIB c\u1ea7n nh\u1eefng \u0111i\u1ec1u ki\u1ec7n g\u00ec v\u00e0 th\u1ee7 t\u1ee5c vay v\u1ed1n chi ti\u1ebft ra sao?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\"><p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee5c l\u1ee5c<\/p>\n<\/div><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.nhatot.com\/kinh-nghiem\/huong-dan-vay-mua-nha-ngan-hang-vib.html\/#Gioi_thieu_ve_dich_vu_vay_mua_nha_cua_VIB\" >Gi\u1edbi thi\u1ec7u v\u1ec1 d\u1ecbch v\u1ee5 vay mua nh\u00e0 c\u1ee7a VIB<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.nhatot.com\/kinh-nghiem\/huong-dan-vay-mua-nha-ngan-hang-vib.html\/#Loi_ich_khi_vay_von_ngan_hang_nay_de_mua_nha\" >L\u1ee3i \u00edch khi vay v\u1ed1n ng\u00e2n h\u00e0ng n\u00e0y \u0111\u1ec3 mua nh\u00e0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.nhatot.com\/kinh-nghiem\/huong-dan-vay-mua-nha-ngan-hang-vib.html\/#Nhung_dieu_kien_de_duoc_vay_von_mua_nha_ra_sao\" >Nh\u1eefng \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 \u0111\u01b0\u1ee3c vay v\u1ed1n mua nh\u00e0 ra sao?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.nhatot.com\/kinh-nghiem\/huong-dan-vay-mua-nha-ngan-hang-vib.html\/#Thu_tuc_thuc_hien_nhu_the_nao\" >Th\u1ee7 t\u1ee5c th\u1ef1c hi\u1ec7n nh\u01b0 th\u1ebf n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.nhatot.com\/kinh-nghiem\/huong-dan-vay-mua-nha-ngan-hang-vib.html\/#Nhung_cau_hoi_thuong_gap\" >Nh\u1eefng c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.nhatot.com\/kinh-nghiem\/huong-dan-vay-mua-nha-ngan-hang-vib.html\/#Vay_mua_nha_qua_trang_bat_dong_san_Nha_Tot\" >Vay mua nh\u00e0 qua trang b\u1ea5t \u0111\u1ed9ng s\u1ea3n Nh\u00e0 T\u1ed1t<\/a><\/li><\/ul><\/nav><\/div>\n\n<p class=\"wp-block-paragraph\">Ng\u00e2n h\u00e0ng Qu\u1ed1c t\u1ebf &#8211; Vietnam International Bank (vi\u1ebft t\u1eaft l\u00e0 VIB) l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng c\u00f3 nh\u1eefng g\u00f3i h\u1ed7 tr\u1ee3 vay v\u1ed1n h\u1ea5p d\u1eabn khi m\u1ee9c vay cao v\u00e0 l\u00e3i su\u1ea5t th\u1ea5p, trong \u0111\u00f3 d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 vay mua nh\u00e0 c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y \u0111\u01b0\u1ee3c r\u1ea5t nhi\u1ec1u kh\u00e1ch h\u00e0ng tin d\u00f9ng. <strong>Vay mua nh\u00e0 VIB<\/strong> l\u00e0 m\u1ed9t trong nh\u1eefng d\u1ecbch v\u1ee5 ch\u00ednh c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y v\u00e0 \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 r\u1ea5t cao khi ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u m\u00e0 kh\u00e1ch h\u00e0ng \u0111\u1ec1 ra.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V\u1eady d\u1ecbch v\u1ee5 vay ng\u00e2n h\u00e0ng mua nh\u00e0 c\u1ee7a VIB c\u00f3 g\u00ec n\u1ed5i b\u1eadt? L\u1ee3i \u00edch c\u1ee7a vi\u1ec7c vay ng\u00e2n h\u00e0ng VIB \u0111\u1ec3 mua nh\u00e0 l\u00e0 g\u00ec? \u0110i\u1ec1u ki\u1ec7n \u0111\u1ec3 vay v\u1ed1n ng\u00e2n h\u00e0ng n\u00e0y ra sao? H\u00e3y c\u00f9ng t\u00ecm hi\u1ec3u nh\u1eefng v\u1ea5n \u0111\u1ec1 n\u00e0y v\u1edbi Nh\u00e0 T\u1ed1t qua nh\u1eefng th\u00f4ng tin sau \u0111\u00e2y.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Gioi_thieu_ve_dich_vu_vay_mua_nha_cua_VIB\"><\/span><strong>Gi\u1edbi thi\u1ec7u v\u1ec1 d\u1ecbch v\u1ee5 vay mua nh\u00e0 c\u1ee7a VIB<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ng\u00e2n H\u00e0ng Qu\u1ed1c T\u1ebf (VIB) l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng n\u1ed5i b\u1eadt \u1edf n\u01b0\u1edbc ta, ng\u00e2n h\u00e0ng n\u00e0y \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp t\u1eeb n\u0103m 1996 v\u00e0 v\u1ed1n \u0111i\u1ec1u l\u1ec7 khi \u1ea5y l\u00e0 50 t\u1ef7 \u0111\u1ed3ng.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sau nhi\u1ec1u n\u0103m h\u00ecnh th\u00e0nh v\u00e0 ph\u00e1t tri\u1ec3n th\u00ec cho t\u1edbi hi\u1ec7n nay VIB \u0111\u01b0\u1ee3c bi\u1ebft t\u1edbi l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng l\u1edbn t\u1ea1i Vi\u1ec7t Nam v\u00e0 c\u00f3 r\u1ea5t nhi\u1ec1u c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i ph\u1ee5c v\u1ee5 kh\u00e1ch h\u00e0ng, trong \u0111\u00f3 ch\u01b0\u01a1ng tr\u00ecnh cho vay mua nh\u00e0 c\u1ee7a VIB \u0111\u01b0\u1ee3c xem l\u00e0 m\u1ed9t trong nh\u1eefng d\u1ecbch v\u1ee5 \u0111\u01b0\u1ee3c kh\u00e1ch h\u00e0ng tin t\u01b0\u1edfng v\u00e0 s\u1eed d\u1ee5ng r\u1ea5t nhi\u1ec1u.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D\u1ecbch v\u1ee5 cho vay v\u1ed1n mua nh\u00e0 c\u1ee7a VIB \u0111\u01b0\u1ee3c nhi\u1ec1u kh\u00e1ch h\u00e0ng tin t\u01b0\u1edfng s\u1eed d\u1ee5ng l\u00e0 do n\u00f3 c\u00f3 \u0111\u01b0\u1ee3c cho m\u00ecnh nh\u1eefng t\u00ednh n\u0103ng r\u1ea5t n\u1ed5i b\u1eadt, c\u1ee5 th\u1ec3 nh\u01b0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>H\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng vay v\u1ed1n mua nh\u00e0 l\u00ean t\u1edbi 90% nhu c\u1ea7u vay.<\/li>\n\n\n\n<li>Th\u1eddi gian m\u00e0 ng\u00e2n h\u00e0ng VIB h\u1ed7 tr\u1ee3 cho kh\u00e1ch h\u00e0ng vay mua nh\u00e0 l\u00ean t\u1edbi 30 n\u0103m.<\/li>\n\n\n\n<li>H\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng thanh to\u00e1n tr\u1ea3 g\u00f3p theo th\u00e1ng\/qu\u00fd \u0111\u1ec3 gi\u1ea3m b\u1edbt chi ph\u00ed tr\u1ea3 g\u00f3p cho kh\u00e1ch h\u00e0ng.<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/11\/f13bfcf4-vay-mua-nha-vib-1.webp\" alt=\"vay mua nha vib 1\" class=\"wp-image-61794\" srcset=\"https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/11\/f13bfcf4-vay-mua-nha-vib-1.webp 800w, https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/11\/f13bfcf4-vay-mua-nha-vib-1-500x375.webp 500w, https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/11\/f13bfcf4-vay-mua-nha-vib-1-768x576.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption class=\"wp-element-caption\"><em>D\u1ecbch v\u1ee5 vay v\u1ed1n mua nh\u00e0 c\u1ee7a VIB \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi s\u1eed d\u1ee5ng<\/em><\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng ch\u1ec9 c\u00f3 c\u00e1c t\u00ednh n\u0103ng n\u1ed5i b\u1eadt tr\u00ean m\u00e0 khi b\u1ea1n vay v\u1ed1n c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y th\u00ec s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng m\u1ee9c&nbsp;<strong>l\u00e3i su\u1ea5t vay mua nh\u00e0 VIB<\/strong>&nbsp;kh\u00e1 l\u00e0 ph\u00f9 h\u1ee3p, m\u1ee9c l\u00e3i su\u1ea5t m\u00e0 VIB \u0111\u01b0a ra cho kh\u00e1ch h\u00e0ng khi vay v\u1ed1n mua nh\u00e0 l\u00e0 t\u1eeb 9.0%\/n\u0103m n\u00ean s\u1ebd ph\u00f9 h\u1ee3p v\u1edbi \u0111i\u1ec1u ki\u1ec7n c\u1ee7a nhi\u1ec1u h\u1ed9 gia \u0111\u00ecnh.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Loi_ich_khi_vay_von_ngan_hang_nay_de_mua_nha\"><\/span><strong>L\u1ee3i \u00edch khi vay v\u1ed1n ng\u00e2n h\u00e0ng n\u00e0y \u0111\u1ec3 mua nh\u00e0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u1ede n\u01b0\u1edbc ta hi\u1ec7n t\u1ea1i \u0111ang c\u00f3 r\u1ea5t nhi\u1ec1u c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c nhau v\u00e0 h\u1ea7u h\u1ebft c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec1u c\u00f3 nh\u1eefng ch\u01b0\u01a1ng tr\u00ecnh h\u1ed7 tr\u1ee3 vay v\u1ed1n \u0111\u1ec3 <a href=\"https:\/\/www.nhatot.com\/mua-ban-nha-dat\">mua b\u00e1n nh\u00e0 \u0111\u1ea5t<\/a> cho nh\u1eefng ai c\u1ea7n t\u1edbi, th\u1ebf nh\u01b0ng cho \u0111\u1ebfn nay r\u1ea5t nhi\u1ec1u kh\u00e1ch h\u00e0ng \u0111\u00e3 ch\u1ecdn l\u1ef1a vay v\u1ed1n t\u1ea1i VIB kh\u00f4ng ch\u1ec9 b\u1edfi c\u00e1c t\u00ednh n\u0103ng n\u1ed5i b\u1eadt m\u00e0 ng\u00e2n h\u00e0ng n\u00e0y mang l\u1ea1i m\u00e0 c\u00f2n v\u00ec nh\u1eefng l\u1ee3i \u00edch thi\u1ebft th\u1ef1c kh\u00e1c. Nh\u1eefng l\u1ee3i \u00edch \u0111\u00f3 l\u00e0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>B\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 vay v\u1ed1n nhanh ch\u00f3ng, an to\u00e0n v\u00e0 hi\u1ec7u qu\u1ea3.<\/li>\n\n\n\n<li>B\u1ea1n c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng t\u00e0i s\u1ea3n c\u00f3 gi\u00e1 tr\u1ecb \u0111\u1ec3 th\u1ebf ch\u1ea5p khi vay v\u1ed1n.<\/li>\n\n\n\n<li>\u0110\u01b0\u1ee3c vay c\u00e1c g\u00f3i h\u1ed7 tr\u1ee3 \u01b0u \u0111\u00e3i khi ch\u1ee9ng minh \u0111\u01b0\u1ee3c thu nh\u1eadp r\u00f5 r\u00e0ng.<\/li>\n\n\n\n<li>\u0110\u01b0\u1ee3c ng\u00e2n h\u00e0ng h\u1ed7 tr\u1ee3 t\u01b0 v\u1ea5n v\u00e0 t\u00ecm ki\u1ebfm c\u0103n nh\u00e0 ph\u00f9 h\u1ee3p.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00f3 th\u1ec3 n\u00f3i v\u1edbi nh\u1eefng l\u1ee3i \u00edch nh\u01b0 v\u1eady th\u00ec vi\u1ec7c mua nh\u00e0 c\u1ee7a b\u1ea1n c\u00f3 th\u1ec3 s\u1ebd tr\u1edf n\u00ean d\u1ec5 d\u00e0ng h\u01a1n khi s\u1eed d\u1ee5ng c\u00e1c g\u00f3i vay v\u1ed1n c\u1ee7a VIB, kh\u00f4ng ch\u1ec9 gi\u00fap b\u1ea1n c\u00f3 \u0111\u01b0\u1ee3c m\u1ed9t kho\u1ea3n vay h\u1ea5p d\u1eabn m\u00e0 c\u00f2n h\u1ed7 tr\u1ee3 b\u1ea1n r\u1ea5t nhi\u1ec1u trong vi\u1ec7c t\u00ecm mua c\u0103n nh\u00e0 m\u01a1 \u01b0\u1edbc c\u1ee7a m\u00ecnh.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Nhung_dieu_kien_de_duoc_vay_von_mua_nha_ra_sao\"><\/span><strong>Nh\u1eefng \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 \u0111\u01b0\u1ee3c vay v\u1ed1n mua nh\u00e0 ra sao?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng ph\u1ea3i ai c\u0169ng c\u00f3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3&nbsp;<strong>vay mua nh\u00e0 VIB<\/strong>&nbsp;m\u00e0 nh\u1eefng ng\u01b0\u1eddi \u0111\u01b0\u1ee3c ph\u00e9p vay v\u1ed1n ph\u1ea3i \u0111\u1ea3m b\u1ea3o \u0111\u00e1p \u1ee9ng \u0111\u1ee7 nh\u1eefng y\u00eau c\u1ea7u t\u1eeb ng\u00e2n h\u00e0ng, v\u00ec th\u1ebf b\u1ea1n c\u1ea7n ph\u1ea3i bi\u1ebft r\u00f5 nh\u1eefng \u0111i\u1ec1u ki\u1ec7n n\u00e0y tr\u01b0\u1edbc khi t\u1edbi ng\u00e2n h\u00e0ng s\u1eed d\u1ee5ng c\u00e1c d\u1ecbch v\u1ee5 vay v\u1ed1n. Nh\u1eefng ng\u01b0\u1eddi c\u00f3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n vay mua nh\u00e0 c\u1ee7a VIB l\u00e0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ph\u1ea3i l\u00e0 c\u00f4ng d\u00e2n c\u00f3 qu\u1ed1c t\u1ecbch Vi\u1ec7t Nam ho\u1eb7c ng\u01b0\u1eddi Vi\u1ec7t c\u00f3 v\u1ee3\/ch\u1ed3ng l\u00e0 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i.<\/li>\n\n\n\n<li>C\u00f3 \u0111\u1ed9 tu\u1ed5i t\u1eeb 18 tu\u1ed5i&nbsp; tr\u1edf n\u00ean v\u00e0 \u0111\u1ea3m b\u1ea3o kh\u00f4ng qu\u00e1 70 tu\u1ed5i khi \u0111\u00e1o h\u1ea1n kho\u1ea3n vay.<\/li>\n\n\n\n<li>C\u00f3 \u0111\u1ecba ch\u1ec9 sinh s\u1ed1ng ho\u1eb7c n\u01a1i l\u00e0m vi\u1ec7c kh\u00f4ng qu\u00e1 100km v\u1edbi c\u00e1c tr\u1ee5 s\u1edf c\u1ee7a VIB.<\/li>\n\n\n\n<li>Khi ch\u1ee9ng minh thu nh\u1eadp th\u00ec ph\u1ea3i \u0111\u1ea3m b\u1ea3o c\u00f3 th\u1eddi gian l\u00e0m vi\u1ec7c \u1edf c\u00f4ng ty t\u1ed1i thi\u1ec3u 03 th\u00e1ng v\u00e0 c\u00f3 h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng 12 th\u00e1ng.<\/li>\n\n\n\n<li>V\u1edbi thu nh\u1eadp t\u1eeb cho thu\u00ea t\u00e0i s\u1ea3n th\u00ec ph\u1ea3i \u0111\u1ea3m b\u1ea3o t\u00e0i s\u1ea3n l\u00e0 c\u1ee7a m\u00ecnh v\u00e0 c\u00f3 thu nh\u1eadp \u1ed5n \u0111\u1ecbnh t\u1eeb 06 th\u00e1ng tr\u1edf l\u00ean.<\/li>\n\n\n\n<li>C\u00f2n v\u1edbi thu nh\u1eadp t\u1eeb kinh doanh th\u00ec ph\u1ea3i \u0111\u1ea3m b\u1ea3o c\u00f3 kinh nghi\u1ec7m t\u1eeb 12 th\u00e1ng tr\u1edf l\u00ean.<\/li>\n\n\n\n<li>M\u1ee9c thu nh\u1eadp \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n l\u00e0 10 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng.<\/li>\n\n\n\n<li>L\u1ecbch s\u1eed t\u00edn d\u1ee5ng t\u1ed1t, kh\u00f4ng c\u00f3 n\u1ee3 x\u1ea5u.<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/11\/47d1bb80-vay-mua-nha-vib-2.webp\" alt=\"vay mua nha vib 2\" class=\"wp-image-61795\" srcset=\"https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/11\/47d1bb80-vay-mua-nha-vib-2.webp 800w, https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/11\/47d1bb80-vay-mua-nha-vib-2-500x375.webp 500w, https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/11\/47d1bb80-vay-mua-nha-vib-2-768x576.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption class=\"wp-element-caption\"><em>\u0110\u1ec3 \u0111\u01b0\u1ee3c vay v\u1ed1n b\u1ea1n ph\u1ea3i \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n m\u00e0 VIB \u0111\u1ec1 ra<\/em><\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Thu_tuc_thuc_hien_nhu_the_nao\"><\/span><strong>Th\u1ee7 t\u1ee5c th\u1ef1c hi\u1ec7n nh\u01b0 th\u1ebf n\u00e0o?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u1ec3 c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng c\u00e1c d\u1ecbch v\u1ee5&nbsp;<strong>VIB vay mua nh\u00e0<\/strong>&nbsp;th\u00ec ngo\u00e0i vi\u1ec7c \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c c\u00e1c \u0111i\u1ec1u ki\u1ec7n m\u00e0 ng\u00e2n h\u00e0ng \u0111\u1ec1 ra th\u00ec b\u1ea1n c\u1ea7n ph\u1ea3i l\u00e0m th\u1ee7 t\u1ee5c theo \u0111\u00fang y\u00eau c\u1ea7u, khi l\u00e0m th\u1ee7 t\u1ee5c th\u00ec b\u1ea1n c\u1ea7n ph\u1ea3i chu\u1ea9n b\u1ecb m\u1ed9t b\u1ed9 h\u1ed3 s\u01a1 v\u1edbi \u0111\u1ea7y \u0111\u1ee7 c\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd c\u1ea7n thi\u1ebft. Nh\u1eefng gi\u1ea5y t\u1edd c\u1ea7n c\u00f3 trong h\u1ed3 s\u01a1 vay v\u1ed1n c\u1ee7a b\u1ea1n l\u00e0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>C\u1ea7n chu\u1ea9n b\u1ecb gi\u1ea5y t\u1edd c\u00e1 nh\u00e2n g\u1ed3m&nbsp;CMND, CCCD ho\u1eb7c h\u1ed9 chi\u1ebfu v\u00e0 h\u1ed9 kh\u1ea9u.<\/li>\n\n\n\n<li>Gi\u1ea5y ch\u1ee9ng minh thu nh\u1eadp g\u1ed3m c\u00e1c gi\u1ea5y t\u1edd nh\u01b0: h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng v\u00e0 b\u1ea3ng l\u01b0\u01a1ng, gi\u1ea5y ch\u1ee9ng nh\u1eadn s\u1edf h\u1eefu t\u00e0i s\u1ea3n ho\u1eb7c h\u1ee3p \u0111\u1ed3ng cho thu\u00ea t\u00e0i s\u1ea3n, gi\u1ea5y \u0111\u0103ng k\u00fd kinh doanh.<\/li>\n\n\n\n<li>H\u1ed3 s\u01a1 m\u1ee5c \u0111\u00edch vay v\u1ed1n v\u1edbi c\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd g\u1ed3m: h\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0 \u1edf v\u00e0 gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t c\u1ee7a c\u0103n nh\u00e0 m\u00e0 b\u1ea1n d\u1ef1 ki\u1ebfn mua.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Khi l\u00e0m h\u1ed3 s\u01a1 vay v\u1ed1n b\u1ea1n c\u1ea7n \u0111\u1ea3m b\u1ea3o chu\u1ea9n b\u1ecb t\u1ea5t c\u1ea3 nh\u1eefng lo\u1ea1i gi\u1ea5y t\u1edd k\u1ec3 tr\u00ean, n\u1ebfu thi\u1ebfu m\u1ed9t trong s\u1ed1 c\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd n\u00e0y th\u00ec h\u1ed3 s\u01a1 c\u1ee7a b\u1ea1n s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c coi l\u00e0 h\u1ee3p l\u1ec7 v\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng x\u00e9t duy\u1ec7t h\u1ed7 tr\u1ee3 c\u00e1c g\u00f3i vay v\u1ed1n cho b\u1ea1n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Nhung_cau_hoi_thuong_gap\"><\/span><strong>Nh\u1eefng c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u1ede n\u01b0\u1edbc ta hi\u1ec7n nay th\u00ec nhu c\u1ea7u&nbsp;<strong>vay mua nh\u00e0 VIB<\/strong>&nbsp;\u0111ang ng\u00e0y m\u1ed9t nhi\u1ec1u khi m\u00e0 c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh h\u1ed7 tr\u1ee3 vay v\u1ed1n c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y l\u00e0 r\u1ea5t h\u1ea5p d\u1eabn, tuy nhi\u00ean khi s\u1eed d\u1ee5ng c\u00e1c d\u1ecbch v\u1ee5 m\u00e0 VIB cung c\u1ea5p th\u00ec c\u0169ng s\u1ebd c\u00f3 nh\u1eefng th\u1eafc m\u1eafc m\u00e0 kh\u00e1ch h\u00e0ng mong mu\u1ed1n \u0111\u01b0\u1ee3c gi\u1ea3i \u0111\u00e1p. Nh\u1eefng th\u1eafc m\u1eafc c\u1ee7a kh\u00e1ch h\u00e0ng th\u01b0\u1eddng l\u00e0:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1. Tr\u01b0\u1eddng h\u1ee3p n\u00e0o s\u1ebd b\u1ecb ph\u1ea1t ti\u1ec1n khi vay ng\u00e2n h\u00e0ng \u0111\u1ec3 mua nh\u00e0?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Khi b\u1ea1n vay mua nh\u00e0 t\u1eeb ng\u00e2n h\u00e0ng n\u00e0y th\u00ec b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u \u0111\u00f3ng ti\u1ec1n theo t\u1eebng th\u00e1ng, qu\u00fd theo nhu c\u1ea7u c\u1ee7a m\u00ecnh. Trong th\u1eddi gian \u0111\u00f3ng ti\u1ec1n m\u00e0 b\u1ea1n kh\u00f4ng ho\u00e0n th\u00e0nh theo quy \u0111\u1ecbnh th\u00ec s\u1ebd b\u1ecb ph\u1ea1t v\u1edbi s\u1ed1 ti\u1ec1n qu\u00e1 h\u1ea1n theo h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 k\u00fd k\u1ebft.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2. C\u00f3 m\u1ea5t kho\u1ea3n l\u1ec7 ph\u00ed ban \u0111\u1ea7u n\u00e0o hay kh\u00f4ng?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Theo nh\u01b0 quy \u0111\u1ecbnh t\u1eeb ng\u00e2n h\u00e0ng n\u00e0y \u0111\u01b0a ra th\u00ec kh\u00e1ch h\u00e0ng l\u00e0m th\u1ee7 t\u1ee5c vay v\u1ed1n \u0111\u1ec3 mua nh\u00e0 s\u1ebd \u0111\u01b0\u1ee3c th\u1ea9m \u0111\u1ecbnh kh\u00e1ch h\u00e0ng, th\u1ea9m \u0111\u1ecbnh t\u00e0i s\u1ea3n v\u00e0 th\u00f4ng b\u00e1o qua sms cho kh\u00e1ch h\u00e0ng. V\u1edbi h\u00ecnh th\u1ee9c th\u1ea9m \u0111\u1ecbnh kh\u00e1ch h\u00e0ng v\u00e0 th\u00f4ng b\u00e1o sms th\u00ec s\u1ebd \u0111\u01b0\u1ee3c mi\u1ec5n ph\u00ed, v\u1edbi th\u1ea9m \u0111\u1ecbnh t\u00e0i s\u1ea3n th\u00ec kh\u00e1ch h\u00e0ng s\u1ebd ph\u1ea3i n\u1ed9p kho\u1ea3n ph\u00ed l\u00e0 1.000.000\u0111.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3. L\u00e3i su\u1ea5t vay c\u1ee7a ng\u00e2n h\u00e0ng l\u00e0 c\u1ed1 \u0111\u1ecbnh hay th\u1ea3 n\u1ed5i?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hi\u1ec7n t\u1ea1i&nbsp;<strong>l\u00e3i su\u1ea5t vay mua nh\u00e0 ng\u00e2n h\u00e0ng VIB<\/strong>&nbsp;l\u00e0 c\u1ed1 \u0111\u1ecbnh \u0111\u1ec3 kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 t\u00ednh to\u00e1n \u0111\u01b0\u1ee3c c\u00e1c chi ph\u00ed m\u00ecnh ph\u1ea3i b\u1ecf ra khi mua nh\u00e0 m\u1ed9t c\u00e1ch ch\u00ednh x\u00e1c nh\u1ea5t, v\u00ec th\u1ebf b\u1ea1n ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 an t\u00e2m khi vay mua nh\u00e0 t\u1eeb ng\u00e2n h\u00e0ng VIB.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/11\/12fd9c06-vay-mua-nha-vib-3.webp\" alt=\"vay mua nha vib 3\" class=\"wp-image-61796\" srcset=\"https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/11\/12fd9c06-vay-mua-nha-vib-3.webp 800w, https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/11\/12fd9c06-vay-mua-nha-vib-3-500x375.webp 500w, https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/11\/12fd9c06-vay-mua-nha-vib-3-768x576.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption class=\"wp-element-caption\"><em>S\u1ebd c\u00f3 m\u1ed9t s\u1ed1 c\u00e2u h\u1ecfi b\u1ea1n c\u1ea7n bi\u1ebft khi vay v\u1ed1n t\u1ea1i VIB<\/em><\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Vay_mua_nha_qua_trang_bat_dong_san_Nha_Tot\"><\/span><strong>Vay mua nh\u00e0 qua trang b\u1ea5t \u0111\u1ed9ng s\u1ea3n Nh\u00e0 T\u1ed1t<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u1ec3 c\u00f3 th\u1ec3 bi\u1ebft \u0111\u01b0\u1ee3c c\u00e1c kho\u1ea3n vay h\u1ea5p d\u1eabn c\u0169ng nh\u01b0 t\u00ednh to\u00e1n chi ti\u1ebft \u0111\u01b0\u1ee3c c\u00e1c kho\u1ea3n vay c\u1ee7a ng\u00e2n h\u00e0ng VIB th\u00ec b\u1ea1n h\u00e3y s\u1eed d\u1ee5ng c\u00e1ch \u0111\u0103ng k\u00fd vay mua nh\u00e0 tr\u00ean trang <a href=\"https:\/\/www.nhatot.com\/mua-ban-bat-dong-san\">b\u1ea5t \u0111\u1ed9ng s\u1ea3n<\/a> Nh\u00e0 T\u1ed1t, hi\u1ec7n nay Nh\u00e0 T\u1ed1t \u0111ang l\u00e0 trang b\u1ea5t \u0111\u1ed9ng s\u1ea3n uy t\u00edn c\u00f3 li\u00ean k\u1ebft v\u1edbi ng\u00e2n h\u00e0ng VIB \u0111\u1ec3 h\u1ed7 tr\u1ee3 cho kh\u00e1ch h\u00e0ng nh\u1eefng g\u00f3i vay v\u1ed1n h\u1ea5p d\u1eabn.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Khi b\u1ea1n th\u1ef1c hi\u1ec7n vay v\u1ed1n ng\u00e2n h\u00e0ng VIB \u0111\u1ec3 mua nh\u00e0 qua Nh\u00e0 T\u1ed1t th\u00ec b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c ti\u1ebfp c\u1eadn t\u1edbi nh\u1eefng ch\u01b0\u01a1ng tr\u00ecnh cho vay h\u1ea5p d\u1eabn t\u1eeb ng\u00e2n h\u00e0ng n\u00e0y, b\u1ea1n c\u0169ng c\u00f3 th\u1ec3 t\u00ednh to\u00e1n \u0111\u01b0\u1ee3c c\u00e1c kho\u1ea3n vay c\u1ed1 \u0111\u1ecbnh, th\u1eddi h\u1ea1n vay v\u00e0 m\u1ee9c l\u00e3i su\u1ea5t chi ti\u1ebft m\u00ecnh s\u1ebd ph\u1ea3i chi tr\u1ea3 qua nh\u1eefng \u1ee9ng d\u1ee5ng tr\u00ean trang web c\u1ee7a Nh\u00e0 T\u1ed1t. Qua \u0111\u00f3 b\u1ea1n s\u1ebd n\u1eafm b\u1eaft \u0111\u01b0\u1ee3c nh\u1eefng th\u00f4ng tin h\u1eefu \u00edch li\u00ean quan \u0111\u1ebfn vay mua nh\u00e0 c\u1ee7a ng\u00e2n h\u00e0ng VIB v\u00e0 c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn c\u00e1c g\u00f3i vay ph\u00f9 h\u1ee3p cho m\u00ecnh.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Do \u0111\u00f3, khi b\u1ea1n \u0111ang c\u1ea7n vay v\u1ed1n ng\u00e2n h\u00e0ng VIB \u0111\u1ec3 mua nh\u00e0 th\u00ec h\u00e3y truy c\u1eadp v\u00e0o Nh\u00e0 T\u1ed1t \u0111\u1ec3 tham kh\u1ea3o c\u0169ng nh\u01b0 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng c\u00e1c g\u00f3i vay h\u1ea5p d\u1eabn nh\u1ea5t.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ng\u00e2n h\u00e0ng Qu\u1ed1c t\u1ebf &#8211; Vietnam International Bank (vi\u1ebft t\u1eaft l\u00e0 VIB) l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng c\u00f3 nh\u1eefng g\u00f3i h\u1ed7 tr\u1ee3 vay v\u1ed1n h\u1ea5p d\u1eabn khi m\u1ee9c vay cao v\u00e0 l\u00e3i su\u1ea5t th\u1ea5p, trong \u0111\u00f3 d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 vay mua nh\u00e0 c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y \u0111\u01b0\u1ee3c r\u1ea5t nhi\u1ec1u kh\u00e1ch h\u00e0ng tin d\u00f9ng.<\/p>\n","protected":false},"author":49,"featured_media":61795,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"vay mua nh\u00e0 vib","_yoast_wpseo_title":"Vay mua nh\u00e0 VIB c\u1ea7n nh\u1eefng \u0111i\u1ec1u ki\u1ec7n g\u00ec v\u00e0 th\u1ee7 t\u1ee5c vay v\u1ed1n ra sao?","_yoast_wpseo_metadesc":"Vay mua nh\u00e0 VIB c\u1ea7n nh\u1eefng \u0111i\u1ec1u ki\u1ec7n g\u00ec v\u00e0 th\u1ee7 t\u1ee5c vay ra sao? H\u00e3y c\u00f9ng Nh\u00e0 T\u1ed1t t\u00ecm hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 nh\u1eefng th\u00f4ng tin n\u00e0y qua b\u00e0i vi\u1ebft sau \u0111\u00e2y","_editorskit_title_hidden":false,"_editorskit_reading_time":6,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[1108],"tags":[],"class_list":["post-61793","post","type-post","status-publish","format-standard","has-post-thumbnail","category-thu-tuc"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Vay mua nh\u00e0 VIB c\u1ea7n nh\u1eefng \u0111i\u1ec1u ki\u1ec7n g\u00ec v\u00e0 th\u1ee7 t\u1ee5c vay v\u1ed1n ra sao?<\/title>\n<meta name=\"description\" content=\"Vay mua nh\u00e0 VIB c\u1ea7n nh\u1eefng \u0111i\u1ec1u ki\u1ec7n g\u00ec v\u00e0 th\u1ee7 t\u1ee5c vay ra sao? H\u00e3y c\u00f9ng Nh\u00e0 T\u1ed1t t\u00ecm hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 nh\u1eefng th\u00f4ng tin n\u00e0y qua b\u00e0i vi\u1ebft sau \u0111\u00e2y\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.nhatot.com\/kinh-nghiem\/huong-dan-vay-mua-nha-ngan-hang-vib.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Vay mua nh\u00e0 VIB c\u1ea7n nh\u1eefng \u0111i\u1ec1u ki\u1ec7n g\u00ec v\u00e0 th\u1ee7 t\u1ee5c vay v\u1ed1n ra sao?\" \/>\n<meta property=\"og:description\" content=\"Vay mua nh\u00e0 VIB c\u1ea7n nh\u1eefng \u0111i\u1ec1u ki\u1ec7n g\u00ec v\u00e0 th\u1ee7 t\u1ee5c vay ra sao? H\u00e3y c\u00f9ng Nh\u00e0 T\u1ed1t t\u00ecm hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 nh\u1eefng th\u00f4ng tin n\u00e0y qua b\u00e0i vi\u1ebft sau \u0111\u00e2y\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.nhatot.com\/kinh-nghiem\/huong-dan-vay-mua-nha-ngan-hang-vib.html\" \/>\n<meta property=\"og:site_name\" content=\"Th\u00f4ng tin B\u1ea5t \u0111\u1ed9ng s\u1ea3n m\u1edbi nh\u1ea5t t\u1eeb Nh\u00e0 T\u1ed1t\" \/>\n<meta property=\"article:published_time\" content=\"2022-10-20T00:33:42+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-12T10:36:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/11\/47d1bb80-vay-mua-nha-vib-2.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"600\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Quynh Nhi Le\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Quynh Nhi Le\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Vay mua nh\u00e0 VIB c\u1ea7n nh\u1eefng \u0111i\u1ec1u ki\u1ec7n g\u00ec v\u00e0 th\u1ee7 t\u1ee5c vay v\u1ed1n ra sao?","description":"Vay mua nh\u00e0 VIB c\u1ea7n nh\u1eefng \u0111i\u1ec1u ki\u1ec7n g\u00ec v\u00e0 th\u1ee7 t\u1ee5c vay ra sao? 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