{"id":58505,"date":"2022-07-22T10:06:17","date_gmt":"2022-07-22T03:06:17","guid":{"rendered":"https:\/\/nha.chotot.com\/kinh-nghiem\/?p=58505"},"modified":"2023-12-12T16:48:27","modified_gmt":"2023-12-12T09:48:27","slug":"thu-tuc-mua-chung-cu-tra-gop","status":"publish","type":"post","link":"https:\/\/www.nhatot.com\/kinh-nghiem\/thu-tuc-mua-chung-cu-tra-gop.html","title":{"rendered":"Th\u1ee7 t\u1ee5c mua chung c\u01b0 tr\u1ea3 g\u00f3p g\u1ed3m nh\u1eefng g\u00ec? Quy tr\u00ecnh ra sao?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\"><p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee5c l\u1ee5c<\/p>\n<\/div><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.nhatot.com\/kinh-nghiem\/thu-tuc-mua-chung-cu-tra-gop.html\/#Mua_chung_cu_tra_gop_la_gi\" >Mua chung c\u01b0 tr\u1ea3 g\u00f3p l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.nhatot.com\/kinh-nghiem\/thu-tuc-mua-chung-cu-tra-gop.html\/#Nhung_thu_tuc_vay_ngan_hang_mua_chung_cu_tra_gop_hang_thang\" >Nh\u1eefng&nbsp;th\u1ee7 t\u1ee5c vay ng\u00e2n h\u00e0ng mua chung c\u01b0 tr\u1ea3 g\u00f3p h\u00e0ng th\u00e1ng<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.nhatot.com\/kinh-nghiem\/thu-tuc-mua-chung-cu-tra-gop.html\/#1_Lam_ho_so\" >1. L\u00e0m h\u1ed3 s\u01a1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.nhatot.com\/kinh-nghiem\/thu-tuc-mua-chung-cu-tra-gop.html\/#2_Tham_dinh_ho_so_vay_von_ngan_hang\" >2. Th\u1ea9m \u0111\u1ecbnh h\u1ed3 s\u01a1 vay v\u1ed1n ng\u00e2n h\u00e0ng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.nhatot.com\/kinh-nghiem\/thu-tuc-mua-chung-cu-tra-gop.html\/#3_Hoan_tat_hop_dong_va_giai_ngan\" >3. Ho\u00e0n t\u1ea5t h\u1ee3p \u0111\u1ed3ng v\u00e0 gi\u1ea3i ng\u00e2n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.nhatot.com\/kinh-nghiem\/thu-tuc-mua-chung-cu-tra-gop.html\/#4_Theo_doi_qua_trinh_tra_gop_hang_thang\" >4. Theo d\u00f5i qu\u00e1 tr\u00ecnh tr\u1ea3 g\u00f3p h\u00e0ng th\u00e1ng<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<p class=\"wp-block-paragraph\">Th\u00f4ng th\u01b0\u1eddng khi <a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.nhatot.com\/mua-ban-can-ho-chung-cu\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"ek-link\">mua b\u00e1n chung c\u01b0<\/a>, ch\u1ee7 \u0111\u1ea7u t\u01b0 s\u1ebd gi\u1edbi thi\u1ec7u ng\u00e2n h\u00e0ng cho vay n\u1ebfu b\u1ea1n c\u00f3 \u00fd \u0111\u1ecbnh mua chung c\u01b0 tr\u1ea3 g\u00f3p. <strong>Th\u1ee7 t\u1ee5c mua chung c\u01b0 tr\u1ea3 g\u00f3p<\/strong>\u00a0g\u1ed3m nh\u1eefng b\u01b0\u1edbc th\u1ef1c hi\u1ec7n n\u00e0o v\u00e0 c\u1ea7n gi\u1ea5y t\u1edd li\u00ean quan g\u00ec? H\u00e3y c\u00f9ng Ch\u1ee3 T\u1ed1t Nh\u00e0 t\u00ecm hi\u1ec3u qua b\u00e0i vi\u1ebft n\u00e0y.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Mua_chung_cu_tra_gop_la_gi\"><\/span><strong>Mua chung c\u01b0 tr\u1ea3 g\u00f3p l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">T\u1eeb l\u00e2u th\u00ec h\u00ecnh th\u1ee9c mua tr\u1ea3 g\u00f3p \u0111\u00e3 \u0111i v\u00e0o ti\u1ec1m th\u1ee9c c\u1ee7a m\u1ecdi ng\u01b0\u1eddi d\u00e2n n\u01b0\u1edbc ta khi n\u00f3 c\u00f3 th\u1ec3 gi\u1ea3i quy\u1ebft c\u00e1c v\u1ea5n \u0111\u1ec1 mua s\u1eafm c\u1ee7a b\u1ea1n m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3 nh\u1ea5t, khi b\u1ea1n ch\u01b0a c\u00f3 \u0111\u1ee7 ti\u1ec1n th\u00ec c\u00f3 th\u1ec3 mua s\u1ea3n ph\u1ea9m v\u1edbi m\u1ee9c tr\u1ea3 tr\u01b0\u1edbc r\u1ea5t nh\u1ecf v\u00e0 sau \u0111\u00f3 tr\u1ea3 g\u00f3p h\u00e0ng th\u00e1ng cho t\u1edbi khi tr\u1ea3 xong ti\u1ec1n mua s\u1ea3n ph\u1ea9m th\u00ec th\u00f4i.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mua chung c\u01b0 tr\u1ea3 g\u00f3p c\u0169ng nh\u01b0 v\u1eady khi b\u1ea1n ch\u1ec9 c\u1ea7n b\u1ecf ra kho\u1ea3ng 20% &#8211; 50% gi\u00e1 tr\u1ecb c\u0103n nh\u00e0 l\u00e0 \u0111\u00e3 c\u00f3 th\u1ec3 s\u1edf h\u1eefu c\u0103n h\u1ed9 chung c\u01b0 cho m\u00ecnh, s\u1ed1 ti\u1ec1n thi\u1ebfu c\u00f2n l\u1ea1i b\u1ea1n s\u1ebd ph\u1ea3i tr\u1ea3 g\u00f3p h\u00e0ng th\u00e1ng \u0111\u1ec3 ho\u00e0n th\u00e0nh h\u1ee3p \u0111\u1ed3ng mua b\u00e1n c\u1ee7a m\u00ecnh.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/06\/af84275a-thu-tuc-mua-chung-cu-tra-gop-1.webp\" alt=\"thu tuc mua chung cu tra gop 1\" class=\"wp-image-58506\" srcset=\"https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/06\/af84275a-thu-tuc-mua-chung-cu-tra-gop-1.webp 800w, https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/06\/af84275a-thu-tuc-mua-chung-cu-tra-gop-1-500x375.webp 500w, https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/06\/af84275a-thu-tuc-mua-chung-cu-tra-gop-1-768x576.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption><em>Mua chung c\u01b0 tr\u1ea3 g\u00f3p l\u00e0 h\u00ecnh th\u1ee9c \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi s\u1eed d\u1ee5ng<\/em><\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">D\u00f9 b\u1ea1n mu\u1ed1n mua tr\u1ea3 g\u00f3p c\u0103n penthouse hay <a href=\"https:\/\/www.nhatot.com\/tags\/thue-chung-cu-mini\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener\" class=\"ek-link\">chung c\u01b0 mini<\/a> th\u00ec c\u0169ng kh\u00f4ng c\u1ea7n qu\u00e1 lo l\u1eafng quy tr\u00ecnh ph\u1ee9c t\u1ea1p v\u00ec ch\u1ee7 \u0111\u1ea7u t\u01b0, nh\u00e0 m\u00f4i gi\u1edbi c\u0169ng nh\u01b0 ng\u00e2n h\u00e0ng s\u1ebd t\u01b0 v\u1ea5n cho b\u1ea1n chi ti\u1ebft v\u1ec1 h\u1ed3 s\u01a1, gi\u1ea5y t\u1edd c\u1ea7n thi\u1ebft \u0111\u1ec3 gi\u00fap b\u1ea1n ho\u00e0n th\u00e0nh <strong>th\u1ee7 t\u1ee5c mua nh\u00e0 chung c\u01b0 tr\u1ea3 g\u00f3p<\/strong>\u00a0nhanh ch\u00f3ng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Nhung_thu_tuc_vay_ngan_hang_mua_chung_cu_tra_gop_hang_thang\"><\/span><strong>Nh\u1eefng&nbsp;th\u1ee7 t\u1ee5c vay ng\u00e2n h\u00e0ng mua chung c\u01b0 tr\u1ea3 g\u00f3p h\u00e0ng th\u00e1ng<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00f3 2 tr\u01b0\u1eddng h\u1ee3p mua chung c\u01b0 l\u00e0 mua chung c\u01b0 \u0111ang x\u00e2y d\u1ef1ng v\u00e0 mua chung c\u01b0 \u0111\u00e3 ho\u00e0n th\u00e0nh. T\u00f9y v\u00e0o t\u1eebng lo\u1ea1i h\u00ecnh chung c\u01b0 kh\u00e1c nhau m\u00e0 ng\u00e2n h\u00e0ng s\u1ebd th\u1ea9m \u0111\u1ecbnh c\u0169ng nh\u01b0 cho b\u1ea1n vay v\u1edbi c\u00e1c m\u1ee9c kh\u00e1c nhau. Tuy nhi\u00ean d\u00f9 l\u00e0 d\u1ea1ng mua chung c\u01b0 tr\u1ea3 g\u00f3p n\u00e0o th\u00ec th\u1ee7 t\u1ee5c mua chung c\u01b0 c\u0169ng s\u1ebd \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n qua nh\u1eefng b\u01b0\u1edbc sau:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Lam_ho_so\"><\/span><strong>1. L\u00e0m h\u1ed3 s\u01a1<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u1ec3 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng h\u1ed7 tr\u1ee3 cho vay ti\u1ec1n mua c\u0103n h\u1ed9 chung c\u01b0 th\u00ec \u0111\u1ea7u ti\u00ean b\u1ea1n c\u1ea7n ph\u1ea3i chu\u1ea9n b\u1ecb m\u1ed9t b\u1ed9 h\u1ed3 s\u01a1 ho\u00e0n ch\u1ec9nh, trong h\u1ed3 s\u01a1 s\u1ebd c\u00f3 nh\u1eefng lo\u1ea1i gi\u1ea5y t\u1edd sau \u0111\u00e2y:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Gi\u1ea5y CMND, CCCD ho\u1eb7c h\u1ed9 chi\u1ebfu c\u00e1 nh\u00e2n.<\/li><li>S\u1ed5 h\u1ed9 kh\u1ea9u th\u01b0\u1eddng tr\u00fa ho\u1eb7c gi\u1ea5y t\u1ea1m tr\u00fa d\u00e0i h\u1ea1n.<\/li><li>Gi\u1ea5y ch\u1ee9ng nh\u1eadn k\u1ebft h\u00f4n khi \u0111\u00e3 c\u00f3 gia \u0111\u00ecnh ho\u1eb7c gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111\u1ed9c th\u00e2n.<\/li><li>H\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng c\u00f2n th\u1eddi h\u1ea1n v\u1edbi doanh nghi\u1ec7p.<\/li><li>B\u1ea3ng l\u01b0\u01a1ng c\u1ee7a nh\u1eefng th\u00e1ng g\u1ea7n nh\u1ea5t, c\u00f3 x\u00e1c nh\u1eadn c\u1ee7a ng\u00e2n h\u00e0ng.<\/li><li>Gi\u1ea5y ch\u1ee9ng nh\u1eadn s\u1edf h\u1eefu t\u00e0i s\u1ea3n (gi\u1ea5y ch\u1ee9ng nh\u1eadn s\u1edf h\u1eefu c\u0103n h\u1ed9 chung c\u01b0 s\u1eafp mua).<\/li><li>H\u1ed3 s\u01a1 ph\u00e1p l\u00fd c\u0103n h\u1ed9 chung c\u01b0 b\u1ea1n \u0111ang c\u00f3 d\u1ef1 \u0111\u1ecbnh mua.<\/li><li>Gi\u1ea5y \u0111\u1ec1 ngh\u1ecb vay v\u1ed1n ng\u00e2n h\u00e0ng \u0111\u1ec3 mua chung c\u01b0 tr\u1ea3 g\u00f3p.<\/li><\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/06\/9fe55cc4-thu-tuc-mua-chung-cu-tra-gop-2.webp\" alt=\"thu tuc mua chung cu tra gop 2\" class=\"wp-image-58507\" srcset=\"https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/06\/9fe55cc4-thu-tuc-mua-chung-cu-tra-gop-2.webp 800w, https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/06\/9fe55cc4-thu-tuc-mua-chung-cu-tra-gop-2-500x375.webp 500w, https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/06\/9fe55cc4-thu-tuc-mua-chung-cu-tra-gop-2-768x576.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption><em>Chu\u1ea9n b\u1ecb \u0111\u1ea7y \u0111\u1ee7 h\u1ed3 s\u01a1 c\u1ea7n thi\u1ebft khi mua chung c\u01b0 tr\u1ea3 g\u00f3p<\/em><\/figcaption><\/figure>\n<\/div>\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Tham_dinh_ho_so_vay_von_ngan_hang\"><\/span><strong>2. Th\u1ea9m \u0111\u1ecbnh h\u1ed3 s\u01a1 vay v\u1ed1n ng\u00e2n h\u00e0ng<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">B\u01b0\u1edbc ti\u1ebfp theo b\u1ea1n c\u1ea7n l\u00e0m \u1edf&nbsp;<strong>th\u1ee7 t\u1ee5c vay ng\u00e2n h\u00e0ng mua chung c\u01b0 tr\u1ea3 g\u00f3p<\/strong>&nbsp;\u0111\u00f3 l\u00e0 khi c\u00f3 h\u1ed3 s\u01a1 r\u1ed3i b\u1ea1n s\u1ebd n\u1ed9p l\u00ean ng\u00e2n h\u00e0ng, khi \u0111\u00f3 ng\u00e2n h\u00e0ng s\u1ebd ti\u1ebfn h\u00e0nh th\u1ea9m \u0111\u1ecbnh h\u1ed3 s\u01a1 \u0111\u1ec3 xem h\u1ed3 s\u01a1 c\u1ee7a b\u1ea1n c\u00f3 th\u1ef1c s\u1ef1 \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c nhu c\u1ea7u \u0111\u1ec1 ra hay kh\u00f4ng.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu nh\u01b0 h\u1ed3 s\u01a1 c\u1ee7a b\u1ea1n h\u1ee3p l\u1ec7 th\u00ec ng\u00e2n h\u00e0ng s\u1ebd quy\u1ebft \u0111\u1ecbnh cho b\u1ea1n vay trong bao l\u00e2u, cho vay v\u1edbi s\u1ed1 ti\u1ec1n l\u00e0 bao nhi\u00eau c\u0169ng nh\u01b0 l\u00e0 c\u00e1c h\u00ecnh th\u1ee9c thanh to\u00e1n li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hi\u1ec7n nay kh\u00f4ng ph\u1ea3i h\u1ed3 s\u01a1 n\u00e0o c\u0169ng h\u1ee3p l\u1ec7 v\u00e0 \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng gi\u1ea3i ng\u00e2n, c\u0169ng c\u00f3 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng h\u1ed7 tr\u1ee3 vay v\u1ed1n nh\u01b0:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>B\u1ea1n vay t\u00edn d\u1ee5ng nh\u01b0ng m\u1eafc ph\u1ea3i n\u1ee3 x\u1ea5u.<\/li><li>S\u1ed1 tu\u1ed5i c\u1ee7a b\u1ea1n l\u1edbn h\u01a1n m\u1ee9c \u0111\u1ed9 quy \u0111\u1ecbnh c\u1ee7a ng\u00e2n h\u00e0ng.<\/li><li>Thu nh\u1eadp c\u1ee7a b\u1ea1n kh\u00f4ng \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u chi tr\u1ea3 cho kho\u1ea3n vay.<\/li><li>B\u1ea1n kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p ph\u00f9 h\u1ee3p.<\/li><li>H\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng c\u1ee7a b\u1ea1n ch\u01b0a \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee9c \u0111\u1ed9 \u0111\u1ec1 ra c\u1ee7a ng\u00e2n h\u00e0ng (th\u01b0\u1eddng s\u1ebd giao \u0111\u1ed9ng t\u1eeb 6 &#8211; 12 th\u00e1ng).<\/li><\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/06\/498a17b6-thu-tuc-mua-chung-cu-tra-gop-3.webp\" alt=\"thu tuc mua chung cu tra gop 3\" class=\"wp-image-58508\" srcset=\"https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/06\/498a17b6-thu-tuc-mua-chung-cu-tra-gop-3.webp 800w, https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/06\/498a17b6-thu-tuc-mua-chung-cu-tra-gop-3-500x375.webp 500w, https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/06\/498a17b6-thu-tuc-mua-chung-cu-tra-gop-3-768x576.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption><em>Ng\u00e2n h\u00e0ng s\u1ebd th\u1ea9m \u0111\u1ecbnh h\u1ed3 s\u01a1 vay v\u1ed1n ng\u00e2n h\u00e0ng c\u1ee7a b\u1ea1n<\/em><\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">&#x1f3d8;<em> Tham kh\u1ea3o nh\u1eefng c\u0103n chung c\u01b0 \u0111\u1eb9p gi\u00e1 r\u1ebb \u0111ang mua b\u00e1n t\u1ea1i Ch\u1ee3 T\u1ed1t Nh\u00e0<\/em><\/p>\n\n\n<div class=\"list_onchotot_wrapper\">\n            <div class=\"list_onchotot_item\">\n                <div class=\"row\">\n                    <div class=\"col-md-3\">\n                        <a data-gtm-event=\"blog_vertical\" data-ga-action=\"click_entry_point\" data-ga-label=\"ads\" href=\"\/mua-ban-can-ho-chung-cu-phuong-vo-thi-sau-quan-3-tp-ho-chi-minh\/133305830.htm\" target=\"_blank\">\n                            <img decoding=\"async\" src=\"https:\/\/cdn.chotot.com\/-lk3np9Iup7UYnMOrzXl2k8VZbOcGlY00_I60LYI8_I\/preset:listing\/plain\/5a0c93a28202be8e09e43648cfea1406-2991270180356678009.jpg\" alt=\"B\u00c1N C\u0102N H\u1ed8 CHUNG C\u01af QU\u1eacN 3 \u2013 S\u1ed4 H\u1ed2NG RI\u00caNG \u2013 22m\u00b2\">\n                        <\/a>\n                    <\/div>\n                    <div class=\"col-md-9\">\n                        <div class=\"ads_title\">\n                         <a data-gtm-event=\"blog_vertical\" data-ga-action=\"click_entry_point\" data-ga-label=\"ads\" href=\"\/mua-ban-can-ho-chung-cu-phuong-vo-thi-sau-quan-3-tp-ho-chi-minh\/133305830.htm\" target=\"_blank\">\n                                B\u00c1N C\u0102N H\u1ed8 CHUNG C\u01af QU\u1eacN 3 \u2013 S\u1ed4 H\u1ed2NG RI\u00caNG \u2013 22m\u00b2                         <\/a>\n                        <\/div>\n                        <!--  -->\n                        <div class=\"cl-gray ad_date\"><\/div>\n                        <div class=\"price\">5,8 t\u1ef7<\/div>\n                        <div class=\"more_info cl-gray\">3 gi\u1edd tr\u01b0\u1edbc Qu\u1eadn 3<\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n                <div class=\"list_onchotot_item\">\n                <div class=\"row\">\n                    <div class=\"col-md-3\">\n                        <a data-gtm-event=\"blog_vertical\" data-ga-action=\"click_entry_point\" data-ga-label=\"ads\" href=\"\/mua-ban-can-ho-chung-cu-phuong-phuoc-long-b-thanh-pho-thu-duc-tp-ho-chi-minh\/133305492.htm\" target=\"_blank\">\n                            <img decoding=\"async\" src=\"https:\/\/cdn.chotot.com\/BQH46_QTr379SXKZzq1wMWYJWOD82BfUnvHmcl81Kx8\/preset:listing\/plain\/b06556db60a98f6c67f4bb63b1eb5411-2991253263736365433.jpg\" alt=\"Ch\u00ednh ch\u1ee7 c\u1ea7n b\u00e1n c\u0103n h\u1ed9 ehome 2\">\n                        <\/a>\n                    <\/div>\n                    <div class=\"col-md-9\">\n                        <div class=\"ads_title\">\n                         <a data-gtm-event=\"blog_vertical\" data-ga-action=\"click_entry_point\" data-ga-label=\"ads\" href=\"\/mua-ban-can-ho-chung-cu-phuong-phuoc-long-b-thanh-pho-thu-duc-tp-ho-chi-minh\/133305492.htm\" target=\"_blank\">\n                                Ch\u00ednh ch\u1ee7 c\u1ea7n b\u00e1n c\u0103n h\u1ed9 ehome 2                         <\/a>\n                        <\/div>\n                        <!--  -->\n                        <div class=\"cl-gray ad_date\"><\/div>\n                        <div class=\"price\">2,85 t\u1ef7<\/div>\n                        <div class=\"more_info cl-gray\">6 gi\u1edd tr\u01b0\u1edbc Th\u00e0nh ph\u1ed1 Th\u1ee7 \u0110\u1ee9c<\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n                <div class=\"list_onchotot_item\">\n                <div class=\"row\">\n                    <div class=\"col-md-3\">\n                        <a data-gtm-event=\"blog_vertical\" data-ga-action=\"click_entry_point\" data-ga-label=\"ads\" href=\"\/mua-ban-can-ho-chung-cu-phuong-11-quan-binh-thanh-tp-ho-chi-minh\/133264501.htm\" target=\"_blank\">\n                            <img decoding=\"async\" src=\"https:\/\/cdn.chotot.com\/mqMCJwqAajbQGaVejJLqojTOh574lgJfFgRZ1fPNbIQ\/preset:listing\/plain\/0acd47ee51ab4493184a7fd588be9afb-2990947654714311424.jpg\" alt=\"CHUNG C\u01af THANG M\u00c1Y CAO C\u1ea4P B\u00ccNH TH\u1ea0NH 3.3 T\u1ef6\">\n                        <\/a>\n                    <\/div>\n                    <div class=\"col-md-9\">\n                        <div class=\"ads_title\">\n                         <a data-gtm-event=\"blog_vertical\" data-ga-action=\"click_entry_point\" data-ga-label=\"ads\" href=\"\/mua-ban-can-ho-chung-cu-phuong-11-quan-binh-thanh-tp-ho-chi-minh\/133264501.htm\" target=\"_blank\">\n                                CHUNG C\u01af THANG M\u00c1Y CAO C\u1ea4P B\u00ccNH TH\u1ea0NH 3.3 T\u1ef6                         <\/a>\n                        <\/div>\n                        <!--  -->\n                        <div class=\"cl-gray ad_date\"><\/div>\n                        <div class=\"price\">3,3 t\u1ef7<\/div>\n                        <div class=\"more_info cl-gray\">7 gi\u1edd tr\u01b0\u1edbc Qu\u1eadn B\u00ecnh Th\u1ea1nh<\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <div class=\"chotot_view_more\">\n        <a href=\"\/\" target=\"_blank\">\n        Xem nhi\u1ec1u h\u01a1n t\u1ea1i Nh\u00e0 T\u1ed1t        <\/a>\n    <\/div>\n    \n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Hoan_tat_hop_dong_va_giai_ngan\"><\/span><strong>3. Ho\u00e0n t\u1ea5t h\u1ee3p \u0111\u1ed3ng v\u00e0 gi\u1ea3i ng\u00e2n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Khi ng\u00e2n h\u00e0ng \u0111\u00e3 ch\u1ea5p thu\u1eadn h\u1ed3 s\u01a1 c\u1ee7a b\u1ea1n v\u00e0 quy\u1ebft \u0111\u1ecbnh cho b\u1ea1n vay v\u1ed1n th\u00ec\u00a0<strong>th\u1ee7 t\u1ee5c mua chung c\u01b0 tr\u1ea3 g\u00f3p<\/strong>\u00a0c\u1ee7a b\u1ea1n \u0111\u00e3 ho\u00e0n th\u00e0nh \u0111\u1ebfn 80%, khi \u0111\u00f3 ng\u00e2n h\u00e0ng s\u1ebd gi\u1ea3i ng\u00e2n \u0111\u1ec3 b\u1ea1n c\u00f3 th\u1ec3 mua \u0111\u01b0\u1ee3c nh\u1eefng c\u0103n chung c\u01b0 m\u00e0 m\u00ecnh y\u00eau th\u00edch. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Khi b\u1ea1n k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng vay v\u1ed1n ng\u00e2n h\u00e0ng \u0111\u1ec3 th\u1ef1c hi\u1ec7n giao d\u1ecbch <a href=\"https:\/\/www.nhatot.com\/mua-ban-bat-dong-san\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener\" class=\"ek-link\">b\u1ea5t \u0111\u1ed9ng s\u1ea3n<\/a> th\u00ec s\u1ebd ph\u1ea3i c\u00f3 m\u1eb7t \u0111\u1ea7y \u0111\u1ee7 c\u1ea3 3 b\u00ean g\u1ed3m: b\u00ean mua, b\u00ean b\u00e1n v\u00e0 \u0111\u1ea1i di\u1ec7n c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u1ec3 k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00f3 m\u1ed9t \u0111i\u1ec1u l\u01b0u \u00fd \u1edf \u0111\u00e2y \u0111\u00f3 l\u00e0 khi b\u1ea1n k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng xong th\u00ec c\u00f3 th\u1ec3 l\u00e0m c\u00e1c th\u1ee7 t\u1ee5c sang t\u00ean c\u0103n h\u1ed9 t\u1eeb ng\u01b0\u1eddi b\u00e1n cho ng\u01b0\u1eddi mua, th\u1ebf nh\u01b0ng t\u1ea5t c\u1ea3 c\u00e1c gi\u1ea5y t\u1edd li\u00ean quan \u0111\u1ebfn t\u00ednh ph\u00e1p l\u00fd c\u1ee7a c\u0103n h\u1ed9 s\u1ebd \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng gi\u1eef cho t\u1edbi khi b\u1ea1n ho\u00e0n th\u00e0nh th\u1ee7 t\u1ee5c tr\u1ea3 g\u00f3p c\u1ee7a m\u00ecnh.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Khi b\u1ea1n ho\u00e0n th\u00e0nh tr\u1ea3 g\u00f3p theo quy \u0111\u1ecbnh c\u1ee7a ng\u00e2n h\u00e0ng th\u00ec ng\u00e2n h\u00e0ng s\u1ebd tr\u1ea3 l\u1ea1i b\u00e0n h\u1ed3 s\u01a1 c\u0169ng nh\u01b0 gi\u1ea5y t\u1edd c\u1ee7a c\u0103n h\u1ed9 \u0111\u1ec3 b\u1ea1n ho\u00e0n th\u00e0nh <strong>th\u1ee7 t\u1ee5c mua chung c\u01b0 tr\u1ea3 g\u00f3p <\/strong>nh\u00e9!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Theo_doi_qua_trinh_tra_gop_hang_thang\"><\/span><strong>4. Theo d\u00f5i qu\u00e1 tr\u00ecnh tr\u1ea3 g\u00f3p h\u00e0ng th\u00e1ng<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Khi ng\u00e2n h\u00e0ng \u0111\u00e3 h\u1ed7 tr\u1ee3 gi\u1ea3i ng\u00e2n th\u00ec b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c m\u1ed9t b\u1ea3n h\u1ee3p \u0111\u1ed3ng c\u00f3 chi ti\u1ebft c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u1ec1 ng\u00e0y ph\u1ea3i \u0111\u00f3ng ti\u1ec1n tr\u1ea3 g\u00f3p, k\u1ef3 h\u1ea1n tr\u1ea3 g\u00f3p, s\u1ed1 ti\u1ec1n \u0111\u00f3ng tr\u1ea3 g\u00f3p theo t\u1eebng k\u1ef3.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V\u00e0 l\u00fac \u0111\u00f3 nhi\u1ec7m v\u1ee5 c\u00f2n l\u1ea1i c\u1ee7a b\u1ea1n l\u00e0 thanh to\u00e1n \u0111\u00fang ng\u00e0y v\u00e0 \u0111\u00fang s\u1ed1 ti\u1ec1n \u0111\u00e3 \u0111\u01b0\u1ee3c ghi ch\u00fa trong h\u1ee3p \u0111\u1ed3ng, ph\u00eda ng\u00e2n h\u00e0ng s\u1ebd c\u00f3 tr\u00e1ch nhi\u1ec7m theo d\u00f5i qu\u00e1 tr\u00ecnh tr\u1ea3 g\u00f3p h\u00e0ng th\u00e1ng c\u1ee7a b\u1ea1n c\u0169ng nh\u01b0 nh\u1eafc nh\u1edf b\u1ea1n khi s\u1eafp t\u1edbi th\u1eddi h\u1ea1n tr\u1ea3 g\u00f3p c\u1ee7a m\u00ecnh.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/06\/f7dc1b6b-thu-tuc-mua-chung-cu-tra-gop-4.webp\" alt=\"thu tuc mua chung cu tra gop 4\" class=\"wp-image-58509\" srcset=\"https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/06\/f7dc1b6b-thu-tuc-mua-chung-cu-tra-gop-4.webp 800w, https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/06\/f7dc1b6b-thu-tuc-mua-chung-cu-tra-gop-4-500x375.webp 500w, https:\/\/static.chotot.com\/storage\/chotot-kinhnghiem\/nha\/2022\/06\/f7dc1b6b-thu-tuc-mua-chung-cu-tra-gop-4-768x576.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption><em>Ng\u00e2n h\u00e0ng s\u1ebd theo d\u00f5i qu\u00e1 tr\u00ecnh tr\u1ea3 g\u00f3p c\u1ee7a b\u1ea1n<\/em><\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><strong><em>* L\u01b0u \u00fd:<\/em><\/strong>&nbsp;Khi mua nh\u00e0 chung c\u01b0 theo ph\u01b0\u01a1ng th\u1ee9c tr\u1ea3 g\u00f3p, b\u1ea1n c\u1ea7n ph\u1ea3i ch\u00fa \u00fd t\u1edbi m\u1ee9c l\u00e3i su\u1ea5t h\u00e0ng th\u00e1ng c\u1ee7a ng\u00e2n h\u00e0ng, ch\u00eanh l\u1ec7ch l\u00e3i su\u1ea5t trong c\u00e1c g\u00f3i vay v\u00e0 m\u1ee9c ph\u1ea1t khi \u0111\u00f3ng tr\u1ec5, nh\u1edd v\u1eady b\u1ea1n s\u1ebd \u0111\u00e1nh gi\u00e1 v\u00e0 ch\u1ecdn \u0111\u01b0\u1ee3c g\u00f3i vay ph\u00f9 h\u1ee3p nh\u1ea5t \u0111\u1ec3 tr\u00e1nh m\u1ea5t nhi\u1ec1u chi ph\u00ed l\u1eabn th\u1eddi gian.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B\u1ea1n c\u0169ng n\u00ean t\u1eadn d\u1ee5ng c\u00e1c ngu\u1ed3n vay \u1edf b\u00ean ngo\u00e0i \u0111\u1ec3 nh\u1eb1m gi\u1ea3m b\u1edbt chi ph\u00ed vay tr\u1ea3 g\u00f3p khi mua chung c\u01b0 c\u1ee7a m\u00ecnh, ch\u1ec9 n\u00ean vay <em>t\u1ed1i \u0111a 50% gi\u00e1 tr\u1ecb c\u0103n nh\u00e0<\/em> v\u00e0 tr\u1ea3 g\u00f3p trong kho\u1ea3ng 5 n\u0103m, \u0111\u00f3 l\u00e0 l\u1eddi khuy\u00ean t\u1eeb c\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh \u0111\u1ea5y. Hi v\u1ecdng qua b\u00e0i vi\u1ebft n\u00e0y, b\u1ea1n \u0111\u00e3 bi\u1ebft c\u00e1ch <strong>mua chung c\u01b0 tr\u1ea3 g\u00f3p nh\u01b0 th\u1ebf n\u00e0o<\/strong>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B\u1ea1n c\u0169ng c\u00f3 th\u1ec3 gh\u00e9 Ch\u1ee3 T\u1ed1t Nh\u00e0 \u0111\u1ec3 xem c\u00e1c c\u0103n h\u1ed9 \u0111\u1ea7y \u0111\u1ee7 th\u1ee7 t\u1ee5c ph\u00e1p l\u00fd, v\u1eeba \u0111\u1eb9p v\u1eeba gi\u00e1 \u201ch\u1ea1t d\u1ebb\u201d \u0111ang \u0111\u01b0\u1ee3c \u0111\u0103ng tin \u201ct\u00ecm ch\u1ee7\u201d. Ch\u00fac b\u1ea1n mua \u0111\u01b0\u1ee3c chung c\u01b0 tr\u1ea3 g\u00f3p m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3 v\u00e0 \u01b0ng \u00fd nh\u00e9!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Th\u00f4ng th\u01b0\u1eddng khi mua b\u00e1n chung c\u01b0, ch\u1ee7 \u0111\u1ea7u t\u01b0 s\u1ebd gi\u1edbi thi\u1ec7u ng\u00e2n h\u00e0ng cho vay n\u1ebfu b\u1ea1n c\u00f3 \u00fd \u0111\u1ecbnh mua chung c\u01b0 tr\u1ea3 g\u00f3p. Th\u1ee7 t\u1ee5c mua chung c\u01b0 tr\u1ea3 g\u00f3p\u00a0g\u1ed3m nh\u1eefng b\u01b0\u1edbc th\u1ef1c hi\u1ec7n n\u00e0o v\u00e0 c\u1ea7n gi\u1ea5y t\u1edd li\u00ean quan g\u00ec? H\u00e3y c\u00f9ng Ch\u1ee3 T\u1ed1t Nh\u00e0 t\u00ecm hi\u1ec3u qua b\u00e0i<\/p>\n","protected":false},"author":55,"featured_media":58506,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"th\u1ee7 t\u1ee5c mua chung c\u01b0 tr\u1ea3 g\u00f3p","_yoast_wpseo_title":"Th\u1ee7 t\u1ee5c mua chung c\u01b0 tr\u1ea3 g\u00f3p g\u1ed3m nh\u1eefng g\u00ec? Quy tr\u00ecnh ra sao?","_yoast_wpseo_metadesc":"Th\u1ee7 t\u1ee5c mua chung c\u01b0 tr\u1ea3 g\u00f3p\u00a0g\u1ed3m nh\u1eefng b\u01b0\u1edbc th\u1ef1c hi\u1ec7n n\u00e0o v\u00e0 c\u1ea7n gi\u1ea5y t\u1edd li\u00ean quan g\u00ec? H\u00e3y c\u00f9ng Ch\u1ee3 T\u1ed1t Nh\u00e0 t\u00ecm hi\u1ec3u qua b\u00e0i vi\u1ebft n\u00e0y.","_editorskit_title_hidden":false,"_editorskit_reading_time":5,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[1108],"tags":[2168],"class_list":["post-58505","post","type-post","status-publish","format-standard","has-post-thumbnail","category-thu-tuc","tag-thu-tuc-mua-ban-chung-cu"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Th\u1ee7 t\u1ee5c mua chung c\u01b0 tr\u1ea3 g\u00f3p g\u1ed3m nh\u1eefng g\u00ec? Quy tr\u00ecnh ra sao?<\/title>\n<meta name=\"description\" content=\"Th\u1ee7 t\u1ee5c mua chung c\u01b0 tr\u1ea3 g\u00f3p\u00a0g\u1ed3m nh\u1eefng b\u01b0\u1edbc th\u1ef1c hi\u1ec7n n\u00e0o v\u00e0 c\u1ea7n gi\u1ea5y t\u1edd li\u00ean quan g\u00ec? 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